Life's legal plan

In life you never know but you are always on the verge of being sued by others, weather in business or personal reasons, and especialy right now with this economy and people desperate, they will go to any length to get something for nothing.

Today I signed up for a legal plan that is a monthly plan and is developed for personal or business reasons, you can get leagal advice and is only costing you about $28.00 dollars per month. Obvious that if you have something very big their will be some additional charges, in anycase you are very well taken care when you call in through the phone, you can ask any question and they will answer it to you on the phone at no addicional cost. The best thing is that they are from coast to coast and in 7 provinces in Canada. After signing up they gave me this page with 101 reasons why you should have their legal servises. So here it goes:

1. You don't have an up-to-date will.
2. You don't understand the difference between a trust and a will.
3. Family members challenge your parent's will.
4. You don't understand your health insurance plan or the new Medicare prescription act.
5. The IRS selects you for an audit.
6. Your parents die and leave you executor of their estate.
7. you are tired of hidden fees at your bank.
8. You have a retirement saving plan.
9. You change jobs.
10. You receive a speeding ticket.
11. You are buying or selling your home.
12. Your driver license is suspended.
13. Your landlord raises rent in violation of your verbal agreement.
14. Your teenager is accused of shoplifting.
15. You decide to change your name.
16. Your new washing machine does not wash.
17. Creditors threaten to take action against you for your ex-spouse's debts.
18. A neighbor or school reports you for chiled abuse.
19. You adopt a child.
20. A friend or neighbor is injured on your property.
21. Your dog bites an elderly passerby.
22. A friend owesyou money and files bankruptcy.
23. A strange calls and demands money or damaging information will be released.
24. Your car is damaged by a hit-and-run driver.
25. You accidentally back over a neighbor's garbage can.
26. A hairdresser damages your hair with harsh chemicals.
27. Your car is repossessed unjustly.
28. You are subpoenaed.
29. You are called to jury duty.
30. Your long drive off the tee injures another player.
31. You need a lease agreement reviewed.
32. Your son is injured in a football game.
33. A neighbor trips over a rake in your yard.
34. A jeweler sells you defective merchandise.
35. A car dealership gains illegal access to your credit history.
36. You are hit by a bottle at a baseball game.
37. A tenant falls down stairs and sues you.
38. Your dog is poisoned.
39. You are injured when you slip on a wet floor in a public building.
40. Your cattle trample a neighbor's garden.
41. Your neighbor's dog barks for hours every night.
42. Your teenager gets a speeding ticket.
43. Your landlord enters your apartment without permission.
44. Your child throws a baseball through a neighbor's car window.
45. You don't have a living will or medical power of attorney.
46. Your boat is damaged while in storage.
47. Your landlord refuses to refund your cleaning deposit. 
48. You loose an expensive watch in a hotel and the manager denies liability.
49. A speeding car nicks your car bumper because you have parked in the street.
50. A merchant refuses to honor a guarantee.
51. You have an accident driving your friend's boat.
52. Your spouse claims a right to your earnings.
53. A record club sends merchandise after you cancel your membership.
54. You are refused service at a restaurant.
55. A property manager refuses to rent to you.
56. You are denied credit for no apparent reason.
57. You are fired.
58. The auto repair shop threatens small claims court for money you don't owe.
59. Your car insurance is cancelled when your teenager is involved in an accident.
60. Your child needs special education in public school.
61. You made a sizable gift to charity.
62. Angry words result in a slander law suit.
63. You need a patent for an invention.
64. You need a copyright for your manuscript.
65. You are wrongly accused of committing a crime.
66. Your right to privacy has been inveded.
67. Your car is vandalized in a parking lot.
68. A postal carrier slips on your unshoveled walk and breaks his or her leg.
69. You have a housekeeper in your home.
70. You are stopped for speeding and a friend is in possession of marijuana.
71. Your teeneger wrecks the car and a friend is injured.
72. You care for your elderly parents.
73. You receive social disability or medicaid.
74. You are cheated by a door-to-door salesman.
75. A repairman charges more than a given estimate.
76. A creditor tries illegal collection tactics.
77. You are scheduled to appear in a small claims court.
78. Your new house has had plumbing and a leaky roof.
79. You take a vacation and your "room with a view" is a view of the trash dumpster.
80. A minor is caught breaking into your home.
81. You have a fender bander while driving a friend's car.
82. An accident results in a personal injury.
83. You have liability questions in launching a new business.
84. A former employer refuses to pay you your final compansation.
85. Your neighbor's dog bites your child.
86. You have a property line dispute over a newly installed fence.
87. You're asked to testify as a witness to a robbery.
88. You need a premarital agreement.
89. You're buying or selling a car.
90. Your child's school demands a drug or alcohol test.
91. Your bank sends a foreclosure notice after one house payment is late.
92. A retail store won't accept the return of defective merchandise.
93. A repairman won't stand behind his work.
94. A trespasser is caught poaching on your land.
95. You are leasing acreage.
96. You receive a letter from a creditor and it is not your debt.
97. A bank turns you into a creadit bureau unjustly.
98. You need advice concerning a divorce.
99. You own your own small business.
100. You can't make heads or tails out of the new tax forms.
101. Your husband or wife uses physical force against you.